While spending money in the festive season, remember these rules of personal finance, it will be beneficial

Festive Season Shopping: Festive season means shopping season. During this time there are a lot of offers and discounts which force people to shop fiercely. People wait for the festive season throughout the year so that maximum shopping can be done amidst good discount offers. In this festive season, don’t just think about shopping and money but also bring smile on the faces of your family and others. Today we are going to tell you about some such rules of personal finance which can make your festival more enjoyable.

Budget
First, make sure your expenses are within your income. It’s a good idea to have a percentage allocation so you know how much you can realistically spend. If 10% of your annual income is spent on festivals in the last three months of the year, make sure it doesn’t hurt your long term goals. You must have a holistic budget to prevent expenses from compromising on financial goals.

Don’t shop to impress anyone
Remember that there is a limit to praise and acceptance by strangers. What seems to you as praise, may be jealousy hidden inside you, which you have not yet recognized. Don’t undermine your financial roots in the pursuit of impressing people. You may miss out on identifying real friends if you only want to be surrounded by people who will admire you and make you happy. Don’t compare true happiness with spending money on things and people just to impress.

Have love and respect for all
Be kind to those less privileged than you. In a country with such high income inequality, the ostentatious display of wealth and wealth is cruel to the underprivileged. It is good to be sensitive to these differences. It is even better to open your heart and your purse to bring some joy to the people around you. Give your employees a break and a bonus to enjoy the festival with their families.

Remove the things that are not part of your life
Keep a close eye on your things that you don’t use. That plot of land you’ve never seen, that one-room flat that you can’t maintain, those expensive clothes you haven’t worn yet, the jewelry you don’t like anymore and the things that filled your house Is. If something is not a part of your life and your everyday happiness, why the burden of carrying them with you? You may find better use of the money that is locked inside, or you may find better things to do with your time and effort. Make the festive season a time to clear out the clutter.

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