Insurance Cover: On one hand, where inflation is touching the sky, 35 paise has no value left. But the Indian Railway Catering and Tourism Corporation (IRCTC) is providing you an insurance cover of up to ₹ 10 lakhs at almost zero premium of 35 paise. In fact, passengers have the option of choosing ‘Travel Insurance’ while booking train tickets through the IRCTC website. If you exercise the option at the time of booking your train, Travel Insurance will be applicable for all passengers booked under one PNR (Passenger Name Record).
Explain that only Indian citizens who have booked tickets through the IRCTC website or mobile app will be eligible to buy the insurance cover. According to the IRCTC website, the policy covers ‘Death, Permanent Total Disability (P) while traveling’Permanent Total Disability)Includes hospitalization expenses for permanent, partial disability and injury and transportation of mortal remains.
Maximum cover up to 10 lakhs
At the same time, the maximum cover of this policy is up to 10 lakhs, in which you will be given a cover of 10 lakhs for death or permanent total disability due to railway accident or any untoward incident. Coverage of ₹ 7.5 lakh will be provided for Permanent Partial Disability. Coverage of ₹ 2 lakh will be given for hospitalization expenses for the injury. At the same time, coverage of up to 10,000 will be given for the transportation of the mortal remains.
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