Government Scheme: Central government is giving full Rs 10,000 to these people, money will come directly in the account

PM Swanidhi Yojana: Many special schemes are being run by the Central Government for all sections of the country, under which the government is providing financial help to all sections including the poor, farmers, women, in such a situation, today we are going to tell you about the Central Government. Will tell about such a scheme, under which you can get full 10,000 rupees from the government. Let us tell you about this scheme in detail-

Let us tell you that the name of this scheme is PM Svanidhi Yojana, under which the government is giving full loan of Rs 10,000 to the street vendors and no guarantee is required to take this loan. Apart from this, if you repay this loan on time, then you also get the benefit of subsidy.

Who can take advantage of the scheme?
The benefit of this scheme is barber shop, cobbler, panwadi, washerman, vegetable seller, fruit seller, ready to eat street food, tea stall or kiosk, bread pakode or egg seller, hawker, stationery seller. can take advantage of the scheme.

Special things related to the loan-

• First of all, the mobile number of the loan borrower is required to be linked with Aadhaar.
• This loan will be available to only those people who were engaged in such work on or before 24 March 2020.
• The duration of the scheme of this loan is only till March 2022, so those who need it should complete its process soon.
• Street vendors whether urban or semi urban, rural, can get this loan.
• Subsidy is available on the interest of this loan, it is directly transferred to the borrower’s account on a quarterly basis.

Get guarantee free loan
Under this scheme, street vendors can get a collateral free loan of up to Rs 10,000 for one year. This means that you will not have to give any kind of guarantee to take the loan. Apart from this, you can pay the loan in monthly installments.

Know when the subsidy will be available?
Let us tell you that if the vendor makes regular repayment of the loan received in PM Svanidhi Scheme, then a provision of interest subsidy of 7 percent per annum has been made to him. The interest subsidy amount will be sent directly to the beneficiary’s bank account on a quarterly basis. If you pay the loan on time, your subsidy will be credited to your account.

Check Official Link
For more information about this loan, you can visit this link https://pmsvanidhi.mohua.gov.in/.