The government has given big information about Jan Dhan accounts, you have also opened the account, then know…

Pm Jan Dhan Yojana: The facility of Jan Dhan account is given by the Central Government to the customers. In this bank account, many special facilities are given by the government. If you have also got this account opened or are planning to open it, then the Finance Ministry has given an important information about these accounts. Let’s know what is special-

Deposits of accounts crossed 1.5 lakh crores
The number of deposits in bank accounts opened under Jan Dhan Yojana has crossed Rs 1.5 lakh crore. The government had started this scheme seven and a half years ago. According to the latest data of the Finance Ministry, the number of accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) has reached 44.23 crore. The amount deposited in these accounts has exceeded Rs 1.5 lakh crore.

Scheme started in 2014
The scheme, which promotes financial inclusion, completed seven years of implementation in August last year. Prime Minister Narendra Modi had announced the launch of Jan Dhan Yojana in his Independence Day address in 2014.

Know which banks have how many accounts
According to the Finance Ministry data, out of the total 44.23 crore Jan Dhan accounts, 349 crore accounts are in public sector banks and 8.05 crore accounts are in regional rural banks. Apart from this, the remaining 1.28 crore accounts have been opened in private sector banks.

Issued Rupay card
Apart from this, RuPay cards have been issued to 31.28 crore beneficiaries of PMJDY. It is worth mentioning here that the number and usage of RuPay cards has increased over time. In the first year of this scheme, 17.90 crore accounts were opened. The balance or balance in Jan Dhan accounts may change on a daily basis depending on the transactions done by an account holder. Someday the ‘balance’ in the account may also come down to zero.

24.61 crore women have accounts
The government had last month informed Parliament that as of December 8, 2021, the number of accounts with zero balance or balance in Jan Dhan accounts stood at 3.65 crore. This is 8.3% of the total Jan Dhan accounts. According to the data, 29.54 crore Jan Dhan accounts are in rural and semi-urban bank branches. As on December 29, 2021, out of the total Jan Dhan account holders, 24.61 crore were women.

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