You can easily do UPI payment without internet, follow these steps

Photo:India TV You can easily do UPI Payment without Internet


  • Dial *99# to generate UPI ID
  • You can make UPI payments up to Rs 200 at a time
  • This feature can be used by customers of only 8 banks

UPI Payment: UPI transactions are done to make money transactions. government is also UPI is promoting. Internet is required to do online banking. In the same way, most of the people only through the internet. UPI Payment We do. Both the central bank and the central government were working together on a feature. Which has been launched recently. Now any person can make UPI payment in any account with normal keypad mobile phone.

There is no need to download any separate app for making UPI payments. Apart from the bank, you can also transfer money directly from UPI wallet. A limit has been set for this.

Central Bank launches UPI Lite version

The central bank has launched the UPI Lite version feature to make digital transactions. It can be used without the help of internet. Before using this feature, you have to add money to the wallet. You can add up to a maximum of Rs 2000 in the valid. The maximum limit for doing UPI without internet is Rs 200. That is, you can make UPI payment up to Rs 200 at a time. To make UPI more than this, you will have to pay again. At present, this feature can be used by customers of only 8 banks. If we talk about those banks, then it includes HDFC Bank, Indian Bank, Canara Bank, Punjab National Bank, Kotak Mahindra Bank, State Bank of India, Union Bank of India and Utkarsh Small Finance Bank.

Create UPI ID like this without internet from keypad smartphone

1. Creating an ID is necessary to make UPI payments without internet.

2. Dial *99# to generate UPI ID.
3. After this select your bank, select the name of the bank in which you have an account.
4. Now enter the last 6 digits entered on the Debit Card.
5. After that set UPI payment PIN.
6. After entering the PIN, you will not be able to make the payment if you forget it, so always remember it.
7. After some time after the ID is activated, you will be able to use it.

Make UPI payment without internet like this

1. Call on 08045163666 IVR number to use UPI 123PAY.
2. After that select the preferred language.
3. Now select the bank in which the bank account is there.
4. After hearing the account number, press 1.
5. After this, enter the mobile number of whom you want to send money.
6. After verification, enter the amount you want to make UPI.
7. After finally entering the UPI PIN, press the send button.
8. Similarly, after dialing *99#, you can make payment by selecting the language.
9. For this account number and UPI ID have to be entered manually.
10. At last enter the UPI PIN and hit OK.

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Shivam Bangwal

Shivam Bangwal is an Indian based entrepreneur who is a tech, travel and coding enthusiast with a post graduation degree on Master's of Computer Applications. He is a founder of Youthistaan, People News Chronicle, Hitchhike TV, Branding Panther and many more.
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