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Want to get insurance claim without any hassle, keep these things in mind

Insurance claim: When you buy an insurance, the insurance agent makes you many big claims about the policy. But buying a policy will be considered successful only when you get your insurance claim without any hassle. It is often seen that insurance claims of a large number of people are rejected. Today we will tell you about some such reasons which lead to cancellation of insurance claim.

Read Terms and Conditions
People usually do not fall for the terms and conditions given by the company while taking insurance. This is a big mistake. You should check everything yourself. All the papers should be read carefully. Nowadays insurance companies also put information related to insurance on their websites. You can also go and read the terms and conditions on the portal. Do not sign the documents attached to the policy without reading it completely. Often insurance agents also say that only you sign, I will do everything else. But you do not have to accept this, but you have to sign only after reading everything thoroughly.

delay in claiming
Claims should be filed on time. It would be better if you file your claim immediately after the incident. Most of the companies give you time from 7 days to 30 days. In the meantime, definitely file the claim.

health insurance
While taking health insurance, you must give information about pre-existing diseases. If you do not do this, then your claim may be rejected later. That is why it is very important that you inform the company about the pre-existing illness properly.

motor insurance
If you make any changes in your vehicle like you have installed CNG kit or have made any changes in the body of the vehicle, then inform the necessary insurance company about it. Failure to provide this information may result in your claim being rejected. Keep in mind that certain damages are not covered by the insurance company in the policy. For this, separate add-on covers should be taken so that there is no problem going forward.

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Shivam Bangwal

Shivam Bangwal is an Indian based entrepreneur who is a tech, travel and coding enthusiast with a post graduation degree on Master's of Computer Applications. He is a founder of Youthistaan, People News Chronicle, Hitchhike TV, Branding Panther and many more.

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