Have you also transferred money to the wrong account? So now do this work, you will get full money back

Money Transferred in Wrong Account: Nowadays online transactions are very common, crores of people transact money through online platforms throughout the day, but have you also transferred money to someone else’s account by mistake. If this has happened then now you do not need to worry at all. That is, if you have transferred money to the account of a wrong person, then you can easily get your money back. Let me tell you how-

Both the banks will have to give information about the wrong transaction
If you have transferred money to a wrong bank account, then you have to first give information about this to the bank. You can give information about this through mail or phone. Apart from this, you can also meet the branch manager. Let us tell you that only the bank in which you have transferred the money can solve this matter, then it is necessary to inform both the banks about this.

Give all transaction related information to the bank
You will have to give all the details related to the date, time and account number of the transaction. After this, you will have to give all the information related to your transaction to the bank.

FIR can also be lodged in police
Apart from informing the bank, you can also file an FIR yourself. Let us tell you that in such cases, the receiver is not ready to return the money many times, then in this situation you can also take the help of the police. Apart from this, you can take legal action by registering a complaint with the bank.

Money is returned in 7 working days
According to the instructions of the Reserve Bank, if you have accidentally transferred money to another account, then your money can be returned within 7 working days of making a complaint. You should not spend much time in such matters. You have to inform the bank about this as soon as possible. At the same time, sometimes the bank takes up to 2 months to settle such cases, so you have to get updates about this by repeatedly calling or visiting the bank itself.

Money is automatically returned if the number and IFSC code are wrong
Let us tell you the account in which you have transferred the money. If that account number and IFSC code itself is wrong then your money will automatically come into your account. At the same time, if someone else has received your money, then in this situation it takes time to get the money.

Some things to keep in mind while making online payment-

• Check carefully while entering the account number.
• Do not enter the bank account number in haste.
• Also check before entering IFSC code.
• First check whether you are putting money in the right account or not by putting 10 rupees or smaller amount.

Read also:

Gold-Silver Price: Good News! Gold is getting cheaper by Rs 8,395 on Karva Chauth, if you are gifting jewelery to wife, then check the rate of 10 grams of gold

Indian Railways: There is a plan to go home on Diwali and Chhath, you will get confirmed seats, dozens of special trains running railways, see list