Do you also have these debt funds which have given more returns than fixed deposits
Mutual Fund: Debt funds are the only important funds in the mutual fund market that have the potential to contribute substantially to the stability of our investment portfolio. These are the funds that reduce the risk on our holdings. Many bond schemes have also performed very well over the long term. Not only this, equity debt funds have also helped retirees to deal with inflation.
Apart from this, people who are approaching retirement can take out their investments from volatile assets and put them in debt mutual funds with comparatively less risk. We are going to tell you about some debt funds that have given higher returns than the fixed deposits of banks in the last 15 years. In this analysis, we have included only those debt funds which have a minimum track record of 15 years.
Aditya Birla SL Short Term (ABST) This fund tops this list. The 5-year average rolling return of this fund has been 8.9 per cent. The fund invests in short term papers which include corporate debt, commercial papers and certificates of deposit.
ICICI Prudential Short Term Fund This fund also belongs to the short duration category. Its 5-year average rolling return has been 8.6 percent. More than 80 per cent of its exposure is in the highest rated debt instruments.
HDFC Medium Term Debt Fund It comes in the medium duration category of funds with duration. The 5-year average rolling return of this fund has been 8.5 per cent. A quarter of its portfolio is invested in AA/AA bonds.
DFC Bond Fund – It has consistently performed well in the medium term fund category. The 5-year average rolling return of this fund has been 8.4 per cent.
Nippon India Short Term Fund- This fund was earlier known as Reliance Short Term Fund. It invests at least 90 per cent of its portfolio in the highest rate debt papers. The 5-year average rolling return of this fund has been 8.4 per cent.
Kotak Bond Short Term Fund It invests only in highest rated paper. The average maturity rate of its portfolio in the last 10 years has been 1.1-4 years. The 5-year average rolling return of this fund has been 8.2 per cent.
Disclaimer
(Investment advice in any fund is not given by ABP News here. The information given here is for informational purposes only. Mutual fund investments are subject to market risk, read all scheme documents carefully. NAV can fluctuate depending on the factors and forces influencing the security market including fluctuations in interest rates.The past performance of a mutual fund may not necessarily reflect the future performance of the schemes. The mutual fund does not guarantee or guarantee any dividend under any of the schemes and is subject to the availability and adequacy of distributable surplus. Investors are advised to review the prospectus carefully and seek specific legal, tax and scheme You are requested to seek expert professional advice regarding the financial implications of investing/participating in
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